Student Meal Plans

Meal plans designed for students living in residence

 

IMPORTANT DETAILS

  • Student Meal Plans are declining balance plans
    • Meaning everything is priced à la carte and you only pay for what you take
  • Student Meal Plans may be used across campus
    • At all 10+ locations
    • With off-campus partners
    • With some vending machines
  • Student Meal Plans include both Basic & Flex dollars
    • Basic dollars are used when you purchase a meal (meal = anything that includes an entrée) & are tax-exempt
    • Flex dollars are used to purchase all items that don't qualify as a Basic-eligible meal

 

 


CHOOSING THE RIGHT STUDENT MEAL PLAN 

Which Plan Fits you Best?

We encourage you to consider how often you will be on campus and how often you will be requiring meals. The only difference between plans is the amount of money you'll have to spend.


Plans for First-Year Students

PLUS Plan This plan is slightly larger than the "Full" plan, offering additional Basic funds
FULL PlanThis plan is designed to cover the average first-year student living on campus 


Plans available for Upper-Year Students

PLUS PlanThis plan is slightly larger than the "Full" plan, offering additional Basic funds
FULL PlanThis plan is designed to cover the average first-year student living on campus 
LIGHT PlanThis plan is slightly larger than the “Minimum” plan, offering additional Basic funds
MINIMUM PlanThis plan is designed to cover the average upper-year student living on campus
Please note that all Student Meal Plans include a non-refundable Capital Improvement and Program Enhancement (C.I.P.E.) fee of $100. This fee supports ongoing facility upgrades and meal plan program improvements.

 


 


PAYING FOR YOUR STUDENT MEAL PLAN

How the Meal Plan is Loaded

  • You will receive all of your Student Meal Plan funds on the day you move into residence
  • Your Student Meal Plan will be billed by the university on your ACORN account

 

 


USING YOUR STUDENT MEAL PLAN

How the Student Meal Plan Dollars Work

Each Student Meal Plan has Basic Dollars & Flex Dollars

  • Basic Dollars
    • Used when you purchase a meal at any food location on campus (except UTMSU locations)
      • A meal is considered anything purchase that includes an entrée
    • You don't pay HST when you spend your Basic Dollars

 

  • Flex Dollars
    • Used when you purchase food on campus that does not include an entrée (beverages, confectionary, etc.)
    • You may use them when you purchase food with our off-campus partners
    • You may use them when you purchase from some on campus vending machines
    • Used for purchases at the Blind Duck, Chatime, and the Duck Stop (these locations are run by the UTMSU and cannot accept Basic Dollars)

 


LEFT OVER FUNDS AT THE END OF THE YEAR?

How Carry Over Works

  • All remaining Flex Dollars are eligible for Carry Over
  • Not all Basic Dollars may be carried forward, be sure to check your specific plan to see what you may carry over
     

Check your Eligibility

2025-26 Carry Over details
2026-27 Carry Over details
 
*Plan sizes change slightly each year, which means the minimum spend will also change. Please ensure you're looking at your particular plan on the year it was purchased.

Please Note:

  • You do not need to live in residence the following year to qualify for Carry Over
  • If you do decide to live in Residence the following year, then you will notice that your Carry Over account will be separate from your new Student Meal Plan Basic and Flex Accounts
  • Carried over funds will move into an account called Carry Over, additional funds cannot be added to this account
  • As long as you are still a UTM student, your Carry Over funds will be available to you

 

 


HELPFUL TOOLS

Budgeting Tool

Our Student Meal Plan budget calculator is here to help!

Use the Calculator

Basic vs. Flex

We want you to know the difference between Basic & Flex so you may efficiently spend your funds!

Learn how to Spend

Dietary Restrictions

Do you have a food allergy, intolerance,
or restriction?

Learn More

 

 

Help

We are here to help!

If you are unsure about which meal plan to choose or need further information about a specific meal plan, please call us at (905) 569-4795 or email us at ​​mealplan.utm@utoronto.ca

 

 


 

STUDENT MEAL PLAN

Frequently Asked Questions

 

  1. Do I need a Student Meal Plan?
  2. Can I opt out of a Student Meal Plan?
  3. How do Student Meal Plans work?
  4. What does each Student Meal Plan include?
  5. Benefits of a Student Meal Plan
  6. What is the difference between all of the Student Meal Plans?
  7. What does the "Minimum Commitment" refer to?
  8. What if I change my mind about which plan I want?
  9. How do I know which Student Meal Plan to choose?
  10. How do I make sure I get all of the correct information from the University of Toronto Mississauga regarding Student Meal Plans?
  11. What is the purpose of having both "Basic" and "Flex" dollars?
  12. Each Student Meal Plan has "Basic" dollars - what does that mean?
  13. Each Student Meal Plan has "Flex" dollars - what does that mean?
  14. Why is it a smart idea to have a Student Meal Plan?
  15. I am living in residence, do I need a Student Meal Plan?
  16. I am not living in residence - do I need a Student Meal Plan? 

 

Do I need a Student Meal Plan?

  • Are you a first-year student living in residence? Yes, you do need a Student Meal Plan.
  • Are you an upper-year student living in residence? Yes, you do need a Student Meal Plan.
  • Do you live off-campus? No, you do not need a Student Meal Plan, but you can still buy one if you would like.

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Can I opt out of a Student Meal Plan?

  • Are you a first-year student living in residence? Then no, you cannot opt out of a Student Meal Plan.
  • Are you an upper-year student living in residence? Then no, you cannot opt out of a Student Meal Plan.

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How do Student Meal Plans work?

A Student Meal Plan is a Declining Balance, À La Carte style meal plan. This means that you pay for what you purchase, when you purchase it.

Whenever you make a food or beverage purchase, the purchase value comes is subtracted from your balance (Declining Balance). If you want to purchase an entire breakfast meal, or if you just want a coffee and a muffin, or even if you don't want to eat anything until late afternoon, then you are free to do so. Your Student Meal Plan does not dictate your eating habits, you do.  This is because you can purchase as much or as little as you want any time during the day (à la carte).

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What does each Student Meal Plan include?

  • We have a meal plan type called a “Declining Balance” meal plan
  • This means that you start with a total amount of money in your account, and as you spend it, it declines from your account
    • It does not matter if you only eat two meals a day, or if you eat five meals a day, because it only removes money from your account when you purchase food
    • You do not lose money for not eating breakfast; you only spend money when you purchase food
  • You can buy food anywhere on campus, and at our off campus partners
  • Student Meal Plans also “include” up to a 13% savings on all “Basic” purchases (save the tax)

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Benefits of a Student Meal Plan 

  • "Basic" dollar purchases allow you a tax savings of up to 13% off of qualifying purchases
  • You can use the online Budget Planner to see how your spending compares in order to adjust your spending. Once you see how you are spending, you may move to a smaller plan (within one month after first-year move-in; see Important Dates and Deadlines for details) or you may add more money to your account as required
  • The funds are deposited directly on your TCard and can be used whenever you need to make a food or beverage purchase, just tap and go!
  • You can use your student meal plan funds at all food service locations on campus, as well as with our off-campus partners

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What is the difference between all of the Student Meal Plans?

  • Each Student Meal Plan has a different monetary value so you are able to select a plan that reflects your eating habits, appetite, & cooking preferences  

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What does the "Minimum Commitment" refer to?

The "Minimum Commitment" is the minimum level of Basic Dollar spending required.

Basic Dollars remaining at the end of the school year over this minimum level of spending are eligible to carry over into the following year.

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What if I change my mind about which plan I want?

If you choose a plan then change your mind, you may change your plan. Please note there is a deadline for this. Visit the Important Dates & Deadlines page for the deadline.

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How do I know which Student Meal Plan to choose?

As a general guide, please visit the Student Meal Plan Details page for selection guidelines. Please remember that the selection guidelines are intended to help you choose the meal plan that best fits your needs. Consider your eating habits, appetite, & cooking preferences when decision which options is right for you.

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How do I make sure I get all of the correct information from the University of Toronto Mississauga regarding Student Meal Plans?

*Activate and utilize your Utoronto email account*

Your UTORid is required to activate and access your University of Toronto email account. All university communication will be sent to this email address, so it is essential that you get into the practice of checking it regularly. Your email account will be activated at the same time that you activate your UTORid.

You are responsible for setting up an official university email address and for correspondence sent to you by the University at that account.

Only university-sponsored email addresses (those ending in mail.utoronto.ca, utoronto.ca or toronto.edu) can be updated through ACORN. Please make certain you update your U of T email address as soon as possible and before classes begin.

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What is the purpose of having both "Basic" and "Flex" dollars?

  • Each Student Meal Plan includes two accounts: "Basic" funds and "Flex" funds
     
  • The terms “Basic” and “Flex” refer to the account your funds are coming from for the food you are purchasing:
     
    • Basic” funds are the tax-exempt portion of your Student Meal Plan.  Any purchase of a meal on campus (with the exception of meals from the Blind Duck, Chatime, Duck Stop, food trucks, and most vending machines) qualifies as a Basic purchase
       
    • Flex” funds can be used to purchase all items that don't qualify as a Basic-eligible meal
      • You can use your Flex funds for:

 

  • Vending machines with card readers
  • The Blind Duck (in the Student Centre)
  • Chatime (in the Student Centre)
  • The Duck Stop (in the Student Centre)
  • Participating food trucks on campus

 

  • When you use “Basic” funds, you can SAVE up to 13% on each purchase because they are tax exempt
  • Basic or Flex funds cannot be used to make purchases at the UTM Bookstore

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Each Student Meal Plan has "Basic" dollars - what does that mean?

Basic” funds are the tax-exempt portion of your Student Meal Plan.  Any purchase of a meal on campus (with the exception of meals from the Blind Duck, Chatime, Duck Stop, food trucks, and most vending machines) qualifies as a Basic purchase

For more information on "Basic" vs. "Flex" visit the Understanding Basic vs. Flex webpage. 

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Each Student Meal Plan has "Flex" dollars - what does that mean? 

Flex” funds can be used to purchase all items that don't qualify as a Basic-eligible meal.

You can use your Flex funds for:

  • Vending machines with card readers
  • The Blind Duck (in the Student Centre)
  • Chatime (in the Student Centre)
  • The Duck Stop (in the Student Centre)
  • Participating food trucks on campus

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Why is it a smart idea to have a Student Meal Plan?

You save money

  • You do not pay tax on "Basic" dollar purchases (a savings of up to 13%)

Use your Student Meal Plan on and off campus

Spend money on food, smarter

  • We provide a Budget Planner so you can understand the rate at which you are spending your money – will you run out of money too soon? Will you have too much money left over at the end of the year?
  • Based on your spending habits you may choose to change your plan, that is easy to do (as long as it is before the deadline)

Once card for contactless purchases

  • Don’t worry about carrying multiple cards around campus, your TCard can be used at all food service locations
  • Don’t worry about PINs or inserting cards – TCards are enabled with tap technology

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I am living in residence, do I need a Student Meal Plan?

Yes, a Student Meal Plan is required

A student meal plan ensures that your dining requirements are covered for the academic year, allowing you to focus on other activities that will help you succeed at UTM. 

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I am not living in residence - do I need a Student Meal Plan? 

No, a Student Meal Plan is not required

You can choose to purchase a student meal plan as a way to budget your food purchases throughout the year.  If you know that you will be spending time on campus outside of just going to classes, then you may want to consider a Student Meal Plan.

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The Hospitality & Ancillary Services Department at UofT Mississauga is committed to providing products and services that deliver value to the U of T Mississauga Community.

 


Questions? Contact us!

​​mealplan.utm@utoronto.ca
(905) 569-4795
William G. Davis building, Suite 3127

Making experiences, exceptional