Student Meal Plans

Meal plans designed for students living in residence

CHOOSING THE RIGHT STUDENT MEAL PLAN 

Which Plan Fits you Best?

We encourage you to consider how often you will be on campus and how often you will be requiring meals. The only difference between plans is the amount of money you'll have to spend.

Plans for First Year Students

Plans available for Upper Year Students

See the 2025-26 Student Meal Plans

PAYING FOR YOUR STUDENT MEAL PLAN

How the Meal Plan is Loaded

• You will receive all of your Student Meal Plan funds on the day you move into residence
• Your Student Meal Plan will be billed by the university on your ACORN account

See the 2025-26 Payment Schedule

USING YOUR STUDENT MEAL PLAN

How the Student Meal Plan Dollars Work

Each Student Meal Plan has Basic Dollars & Flex Dollars

• Basic Dollars
  • Used when you purchase a meal at any food location on campus (except UTMSU locations)
    • A meal is considered anything purchase that includes an entrée
  • You don't pay HST when you spend your Basic Dollars

• Flex Dollars
  • Used when you purchase food on campus that does not include an entrée (beverages, confectionary, etc.)
  • You may use them when you purchase food with our off-campus partners
  • You may use them when you purchase from some on campus vending machines
  • Used for purchases at the Blind Duck, Chatime, and the Duck Stop (these locations are run by the UTMSU and cannot accept Basic Dollars)

HELPFUL TOOLS

We are here to help!

If you are unsure about which meal plan to choose or need further information about a specific meal plan, please call us at (905) 569-4795 or email us at ​​mealplan.utm@utoronto.ca

STUDENT MEAL PLAN

Frequently Asked Questions

1. Do I need a Student Meal Plan?
2. Can I opt out of a Student Meal Plan?
3. How do Student Meal Plans work?
4. What does each Student Meal Plan include?
5. Benefits of a Student Meal Plan
6. What is the difference between all of the Student Meal Plans?
7. What does the "Minimum Commitment" refer to?
8. What if I change my mind about which plan I want?
9. How do I know which Student Meal Plan to choose?
10. How do I make sure I get all of the correct information from the University of Toronto Mississauga regarding Student Meal Plans?
11. What is the purpose of having both "Basic" and "Flex" dollars?
12. Each Student Meal Plan has "Basic" dollars - what does that mean?
13. Each Student Meal Plan has "Flex" dollars - what does that mean?
14. Why is it a smart idea to have a Student Meal Plan?
15. I am living in residence, do I need a Student Meal Plan?
16. I am not living in residence - do I need a Student Meal Plan? 

Do I need a Student Meal Plan?

• Are you a first year student living in residence? Yes, you do need a Student Meal Plan.
• Are you an upper year student living in residence? Yes, you do need a Student Meal Plan.
• Do you live off-campus? No, you do not need a Student Meal Plan, but you can still buy one if you would like.

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Can I opt out of a Student Meal Plan?

• Are you a first year student living in residence? Then no, you cannot opt out of a Student Meal Plan.
• Are you an upper year student living in residence? Then no, you cannot opt out of a Student Meal Plan.

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How do Student Meal Plans work?

A Student Meal Plan is a Declining Balance, À La Carte style meal plan. This means that you pay for what you want, when you want. 

Whenever you make a food or beverage purchase, the purchase value comes off of your Student Meal Plan balance (Declining Balance). If you want to purchase an entire breakfast meal, or if you just want a coffee and a muffin in the morning, or even if you don't want to eat anything until late afternoon, then you are free to do so. You can skip breakfast or eat 3 burgers for dinner - your Student Meal Plan does not dictate your eating habits, you do.  This is because you can purchase as much or as little as you want any time during the day (à la carte).

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What does each Student Meal Plan include?

• We have a meal plan type called a “Declining Balance” meal plan
• This means that you start with a total amount of money in your account, and as you spend it, it declines from your account
  • It does not matter if you only eat two meals a day, or if you eat five meals a day, because it only removes money from your account when you purchase food
  • You do not lose money for not eating breakfast; you only spend money when you purchase food
• You can buy food anywhere on campus, and at our off campus partners
  • See where you can eat on campus
  • See our off-campus partners
• Student Meal Plans also “include” up to a 13% savings on all “Basic” purchases (save the tax)

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Benefits of a Student Meal Plan 

• "Basic" dollar purchases allow you a tax savings of up to 13% off of qualifying purchases
• You can use the online Budget Planner to see how your spending compares in order to adjust your spending. Once you see how you are spending, you may move to a smaller plan (within one month after first-year move-in; see Important Dates and Deadlines for details) or you may add more money to your account as required
• The funds are deposited directly on your TCard and can be used whenever you need to make a food or beverage purchase, just tap and go!
• You can use your student meal plan funds at all food service locations on campus, as well as with our off-campus partners

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What is the difference between all of the Student Meal Plans?

• Each Student Meal Plan has a different monetary value so that you are able to purchase a plan that reflects how often you will be eating on campus and the size of your appetite
  • As a guide, consider the below:
    • If you will be on campus through the week, and on weekends, you will want a larger plan
    • If you plan to leave campus on the weekends, you will need a smaller plan
    • If you have a large appetite, you will need a larger plan
    • If you have a smaller appetite, you will need a smaller plan

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What does the "Minimum Commitment" refer to?

The "Minimum Commitment" is the minimum level of Basic Dollar spending required.

Basic Dollars remaining at the end of the school year over this minimum level of spending are eligible to carry over into the following year.

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What if I change my mind about which plan I want?

If you choose a plan then change your mind, you may change your plan. Please note there is a deadline for this. Visit the Important Dates & Deadlines page for the deadline.

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How do I know which Student Meal Plan to choose?

As a general guide, consider the below:

• Will you be staying on campus on the weekends? Do you have a large appetite?
  • Consider the Plus 500 plan
• Will you be staying on campus on the weekends? Do you have a smaller appetite?
  • Consider the Plus 250 plan
• Will you be leaving campus on the weekend? Do you have a large appetite?
  • Consider the Full 500 plan

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How do I make sure I get all of the correct information from the University of Toronto Mississauga regarding Student Meal Plans?

*Activate and utilize your Utoronto email account*

Your UTORid is required to activate and access your University of Toronto email account. All university communication will be sent to this email address, so it is essential that you get into the practice of checking it regularly. Your email account will be activated at the same time that you activate your UTORid.

You are responsible for setting up an official university email address and for correspondence sent to you by the University at that account.

Only university-sponsored email addresses (those ending in mail.utoronto.ca, utoronto.ca or toronto.edu) can be updated through ACORN. Please make certain you update your U of T email address as soon as possible and before classes begin.

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What is the purpose of having both "Basic" and "Flex" dollars?

• Each Student Meal Plan includes two accounts: "Basic" funds and "Flex" funds
   
• The terms “Basic” and “Flex” refer to the account your funds are coming from for the food you are purchasing:
   
  • “Basic” funds are the tax-exempt portion of your Student Meal Plan.  Any purchase of a meal on campus (with the exception of meals from the Blind Duck, Chatime, Duck Stop, food trucks, and most vending machines) qualifies as a Basic purchase
     
  • “Flex” funds can be used to purchase all items that don't qualify as a Basic-eligible meal
    • You can use your Flex funds for:

• When you use “Basic” funds, you can SAVE up to 13% on each purchase because they are tax exempt
• Basic or Flex funds cannot be used to make purchases at the UTM Bookstore

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Each Student Meal Plan has "Basic" dollars - what does that mean?

“Basic” funds are the tax-exempt portion of your Student Meal Plan.  Any purchase of a meal on campus (with the exception of meals from the Blind Duck, Chatime, Duck Stop, food trucks, and most vending machines) qualifies as a Basic purchase

For more information on "Basic" vs. "Flex" visit the Understanding Basic vs. Flex webpage. 

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Each Student Meal Plan has "Flex" dollars - what does that mean? 

“Flex” funds can be used to purchase all items that don't qualify as a Basic-eligible meal.

You can use your Flex funds for:

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Why is it a smart idea to have a Student Meal Plan?

You save money

• You do not pay tax on "Basic" dollar purchases (a savings of up to 13%)

Use your Student Meal Plan on and off campus

• You can use your student meal plan funds across campus, as well as with our off-campus partners 

Spend money on food, smarter

• We provide a Budget Planner so you can understand the rate at which you are spending your money – will you run out of money too soon? Will you have too much money left over at the end of the year?
• Based on your spending habits you may choose to change your plan, that is easy to do (as long as it is before the deadline)

Once card for contactless purchases

• Don’t worry about carrying multiple cards around campus, your TCard can be used at all food service locations
• Don’t worry about PINs or inserting cards – TCards are enabled with tap technology

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I am living in residence, do I need a Student Meal Plan?

Yes, a Student Meal Plan is required

A student meal plan ensures that your dining requirements are covered for the academic year, allowing you to focus on other activities that will help you succeed at UTM. 

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I am not living in residence - do I need a Student Meal Plan? 

No, a Student Meal Plan is not required

You can choose to purchase a student meal plan as a way to budget your food purchases throughout the year.  If you know that you will be spending time on campus outside of just going to classes, then you may want to consider a Student Meal Plan.

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The Hospitality & Ancillary Services Department at UofT Mississauga is committed to providing products and services that deliver value to the U of T Mississauga Community.

Questions? Contact us!

​​mealplan.utm@utoronto.ca
(905) 569-4795
William G. Davis building, Suite 3127

Making experiences, exceptional