Money Management

This all starts with knowing what resources you have and where is it is being spent. Make good decisions and take action proactively regarding your financial situation!

• Always check your credit history (Online credit check — Equifax)
• Make a budget and try to stick to it
• Always plan for an emergency-budget in money for repairs, extra costs, and other unexpected expenses (medical/dental)
• In over your head? Consider credit counseling. Here are some helpful websites:
  • www.InChargeCanada.ca
  • www.creditcounsellingcanada.ca
  • www.oaccs.com

When in doubt, speak with a financial aid advisor.

Budgeting Tips

• Canlearn
• You Can Deal With It
• Money Management International
• Jumpstart Coalition for Personal Financial Literacy
• Association of Universities and Colleges of Canada
• Chinese Professionals Association of Canada
• There’s Something About Money

Discounts & Savings

• Student Saver Card
• Student Price Card (SPC Card)
• International Student Identity Card (ISIC Card)
• GO Transit
• MiWay (Mississauga Transit)

Awards — Search Engines

• ScholarshipsCanada.com
• StudentAwards.com

Books and other resources

• Debt Free Graduate by Murray Baker (Money$marts Publishing, 1996, 2008 ed.)
• Rich Dad, Poor Dad by Robert T. Kiyosaki (1997, 1998 ed.)
• The 9 Steps to Financial Freedom by Suze Orman (Three Rivers Press, 1996, 2006 ed.)
• 50 Simple Things you can do to Improve your Personal Finances by Ilyce R. Glink (Three Rivers Press, 2001)
• Personal Finance for Canadians for Dummies by Eric Tyson and Tony Martin (Wylie, 2001)
• The Everything Get of Debt Book by Cheryl Kimball and Faye Kathryn Doria (Adams Media, 2002)
• The Ms. Spent Money Guide by Deborah Knuckey (John Wiley & Sons Inc , 2001)
• The Wealthy Barber by David Chilton (Financial Awareness Corp. 1989.)